These Terms and Conditions of Use (these "Terms") are a legal contract between LLuminari, Inc., a Delaware corporation ("LLuminari"), and you, the user accessing or using any LLuminari-operated web site ("you").

PLEASE READ THESE TERMS BEFORE ACCESSING OR USING ANY LLUMINARI WEB SITE. If you do not accept and agree to these Terms, do not access or use any LLuminari-operated web site (each, '"LLuminari Web Site" and collectively, the "LLuminari Web Sites"). By accessing or using any LLuminari Web Site, you signify your acceptance of and agreement to these Terms.
  1. Scope - These Terms set forth the general terms and conditions regarding your access and use of the LLuminari Web Sites.

  2. Time Specific Information - You are about to review materials of LLuminari that contain time-sensitive information. The information contained therein is only accurate as of the date thereof. The information contained therein may be updated, amended, supplemented or otherwise altered by subsequent presentations, reports and/or filings by LLuminari.

  3. No Medical Advice - The LLuminari Web Sites do not provide you or any third-party with medical advice. All images, text, charts and other content (collectively, "Content") on the LLuminari Web Sites are for informational purposes only. The LLuminari Web Sites are not intended to act as substitute for receiving medical advice and treatment from qualified healthcare professionals. Do not delay in seeking advice or treatment for any illness, disease or ailment because of your use of any LLuminari Web Site. LLuminari strongly encourages you to obtain advice and treatment from qualified healthcare professionals of your selection if you are suffering from any illness, disease or ailment.

  4. Content - LLuminari grants you the privilege of accessing, viewing and printing the Content on the LLuminari Web Sites solely for your personal, non-commercial use. LLuminari may revoke such privilege at any time with or without notice for any reason or no reason. You acknowledge that all right, title and interest in Content shall remain in LLuminari or its third-party suppliers of Content, as the case may be. Unless otherwise permitted by a separate agreement between you and LLuminari, you may not copy, distribute, redistribute, display, license, perform, reproduce or create derivative works of or otherwise commercially exploit any Content in any medium. Any use of Content not expressly permitted by these Terms (or by a separate agreement between you and LLuminari) may violate United States and/or international treaties regarding intellectual property rights. All registered and unregistered trademarks are the property of LLuminari and its third-party suppliers, as the case may be.

  5. Adult Usage - The LLuminari Web Sites are intended to be used by persons that are at least 18 years old. If you are below 18 years old, you may not access any LLuminari Web Site or order products or services from LLuminari. If you are a parent or other person charged with the care of persons under 18 years old, you agree to restrict access to the LLuminari Web Sites through your computers to persons who are at least 18 years old. If one of your children accesses a LLuminari Web Site and provides LLuminari with Personal Information (as defined in the Privacy Policy), please contact LLuminari. LLuminari will use reasonable efforts to delete all Personal Information regarding your child from its databases.

  6. Advertisers and Sponsors - LLuminari is sponsor supported. Although LLuminari receives compensation from sponsors ("Sponsors"), LLuminari does not endorse the products or services of our Sponsors and makes no representations or warranties about the products or services of our Sponsors. Youdecide whether to click on advertising or sponsorship banners on the LLuminari Web Sites and whether to make purchases from our Sponsors. You are solely responsible for payment of all costs or fees associated with the purchase of goods and services from our Sponsors.

  7. Third-party Web Sites - The LLuminari Web Sites often provide links to web sites not operated by LLuminari (collectively, "Third-party Web Sites"). LLuminari provides links to third-party Web Sites for your convenience and may be removed at any time. LLuminari does not investigate the quality, accuracy or completeness of any content on Third-party Web Sites. LLuminari HEREBY DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES REGARDING THE third-party WEB SITES. You also acknowledge and agree that LLuminari is not responsible or liable for any content, products or other materials on or available from Third-party Web Sites.

  8. Warrantee's and Limitations of Liability - Your use of the LLuminari Web Sites is solely at your risk. LLUMINARI HEREBY DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING CONTENT, THE LLUMINARI WEB SITES, AND THE PRODUCTS AND SERVICES PROVIDED BY THE LLUMINARI WEB SITES INCLUDING ANY WARRANTIES OF AVAILABILITY, NON-INTERCEPTION, FREEDOM FROM VIRUSES, ACCURACY, RELIABILITY, CORRECTNESS, TIMELINESS, COMPLETENESS, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. YOU HEREBY AGREE THAT LLUMINARI AND ITS OFFICERS, DIRECTORS, AGENTS AND EMPLOYEES, SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES, CLAIMS, DEMANDS OR CAUSES OF ACTION, WHETHER IN TORT, CONTRACT OR OTHERWISE, WHETHER DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE, AS A RESULT OF YOUR USE OF THE LLUMINARI WEB SITES, CONTENT OR THE PRODUCTS AND SERVICES PROVIDED BY THE LLUMINARI WEB SITES. IF THE FOREGOING LIMITATION IS UNENFORCEABLE, YOU AGREE THAT LLUMINARI'S LIABILITY TO YOU, WHETHER IN TORT, CONTRACT OR OTHERWISE, SHALL NOT EXCEED $1,000.

  9. Copyrights and Trademarks - All Content is copyrighted by LLuminari or its third-party suppliers. LLuminari, Inc., the Logo and other marks designated herein are trademarks and service marks of LLuminari. All other trademarks and service marks are the property of their respective suppliers. No right is granted by these Terms to use any of such trademarks or service marks.

  10. Miscellaneous - These Terms, together with our Privacy Policy and any other agreement that may be entered into by you and LLuminari in connection with a specific product or service of LLuminari, constitute the entire agreement between you and LLuminari and supersedes any and all other agreements, representations and understandings, whether written or oral. These Terms may not be modified or amended by you without the prior written consent of LLuminari. LLuminari may modify or amend these Terms and the Privacy Policy at any time without notice to you. You should regularly review these Terms for any modifications or amendments to these Terms as your continued use of any LLuminari Web Site after a modification or amendment signifies your asset and agreement to these Terms, as amended. If any clause or provision set forth in these Terms is determined to be illegal, invalid or unenforceable under present or future law, then, you understand and agree that the clause or provision so determined to be illegal, invalid or unenforceable shall be severable without affecting the enforceability of all remaining clauses or provisions. These Terms and your use of the LLuminari Web Sites and any products and services provided by the LLuminari Web Sites shall be governed by the laws of the United States of America and the State of Delaware. The state courts located in or serving New Castle County, Delaware shall have exclusive jurisdiction over any and all claims, disputes or other controversies relating to or arising from these Terms or your use of the LLuminari Web Sites or any products and services provided by the LLuminari Web Sites. You hereby expressly consent to the exercise of jurisdiction over you by such courts. To the fullest extent permitted by applicable law, each party to this Agreement waives its or his right to a jury trial with respect to any action brought under or in connection with this Agreement. The headings used in these terms of use are for convenience only and such headings are not to be used in determining the meaning or interpretation of these terms of use.
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